GOSPay is the mobile and web applications to make payments or share them with friends.
Originally GOSPay solution was implemented as a mobile payment application to pay regular bills. The system is evolving into e-commerce platform for e-tailers to interact with segmented audience. Invoice may be used as a reminder or a short-term offer. Unpersonalized habits, preferences and behaviour (BigData) are sources for decision making: who and when should receive special offer into mobile wallet.